A Comprehensive A-Z Retirement Education Program And
Blueprint for Canadians to Create A More Secure, Happy Future!
Overview:
The Successful Retirement Academy consists 42 videos totaling 6-hours of in-depth on-demand video training to educate you on critical financial and non-financial retirement concepts and strategies you can use to be confident your retirement will be the best possible.
This practical program is created and taught by Chad Ekren, a veteran financial & retirement educator (bio below) and is designed to help you prepare for a financially secure retirement by minimizing the taxes you will pay, maximizing your income and getting the most from your investments.
You will also learn how to protect your hard-earned money from inflation, taxes and erosion due to possible health care needs. The information you receive will pay dividends for the rest of your life and even your legacy.
WORKBOOKS - Your investment includes two illustrated colour PDF workbook as a valuable reference tool and a record of your progress. This workbook provides an interactive learning experience with informative charts and graphs, as well as examples and questions.
NO SOLICITATION - As this is an educational program, there will be no promotion or solicitation of financial products. Examples and illustrations will be generic, without reference to specific products or services.
Why You Should Take this Training:
By participating, you will know about these important retirement planning issues and more:
CLARIFY VISION
A Successful Retirement is so much more than accumulating enough assets and income to be financially secure. Having a compelling Purpose is equally critical.
Planning for both the financial and non-financial aspects of retirement is key to your happiness.
Your Retirement Life Goal is about replacing the satisfactions (needs and skills) from work in your leisure activities in "Re-Tirement."
KEY TAKEAWAYS:
PRESERVE WEALTH
Healthcare Planning is about preparing for the unexpected. Do you (or will you) have enough cash or liquid assets on hand to pay for medical treatments or services? Perhaps you need to consider insuring these risks?
Your "Human Capital" is generally highest in the years leading up to retirement. Your current retirement plan could be drastically impacted with the premature death or disability of the key income earner(s).
KEY TAKEAWAYS
MINIMIZE TAX
Proper tax planning generally makes a larger financial impact during your retirement years than it does during your working years.
Learn how Canada's progressive tax system works and how you can pay less tax on your income and future estate.
KEY TAKEAWAYS:
MAXIMIZE RETIREMENT (LIFESTYLE & INCOME)
Your family will likely have 6-10 income sources in retirement. When should you start drawing on these different incomes?
There are 4 costly mistakes you need to be aware of before choosing when to begin your government benefits (CPP & OAS), RRSPs and private pension plan.
KEY TAKEAWAYS:
OPTIMIZE INVESTMENTS
The key to Successful Investing is to have an owner mindset, similar to being a home owner. Yet, investing in the "stock market" may cause you anxiety, especially as you approach retirement. This anxiety can be overcome when you understand and employ 3 key Behavioural Principles and Practices.
Asset allocation is the percentage of your investments allocated into equities (stocks) versus fixed income (bonds), and this allocation decision ultimately determines the long-term rate of return you will receive on your money.
You need to earn a rate of return that will, at minimum, cover the cost of inflation and taxation. Therefore, your investment decisions should be based on your Required Rate of Return rather than on your emotions.
KEY TAKEAWAYS
DESIGN LEGACY
Estate planning is a subject you may not be comfortable discussing or even thinking about. It's a topic that's easy to ignore or put off until another day,
Unfortunately, ignoring this important topic can be costly, both emotionally and financially to you and those you love.
Fortunately, you can learn what you need to do to avoid needless taxation, family conflict, delays in settling your estate, costly legal battles, and loss of control of your family assets (including your cottage, business, or farm).
KEY TAKEAWAYS
I was impressed by the whole course.
I learned that there were many different topics that needed attention in planning for retirement.
If you're thinking about attending the training, just go, it will be worth your time.
Malcolm Gillis
Chad is an awesome communicator.
He simplified everything so we could understand things better.
We learned that we were missing important pieces and that we needed help with our retirement to make it secure.
Fred & Linda Giles
The biggest benefit of attending the course was realizing we needed a cohesive plan that not only provided security but minimized taxes.
We also learned about life insurance being an asset as well as protection.
It was very informal and comfortable right from the start.
I would say to anybody just take the seminar to see for yourself.
Gord Ackerman
Chad Ekren is a veteran Financial Educator who has been teaching Retirement Education workshops to the general public since 1995.
He has also educated employees of many organizations including school boards, engineering firms, hospital unions, local city municipalities and several other public and private corporations. In addition, Chad co-hosted 208 weekly live radio shows, Managing Your Wealth, on 600 AM radio in Vancouver.
Chad is the creator of the Successful Retirement Academy™ a comprehensive training program designed to empower Canadians with the knowledge to make well informed decisions regarding their retirement plans.
In addition to the financial aspects of retirement, Chad teaches the non-financial side of retirement to help individuals maximize their "Return on Life". To be truly happy in your retirement, you need to identify your life goals and then integrate these into your financial plan.
For the past 27 years Chad has helped hundreds of Canadians successfully retire. By following his in-depth retirement education and planning, you too can improve your own financial security for a purpose-filled retirement and a “bless now” form of legacy.
Chad earned his Bachelor of Commerce degree from the University of British Columbia and is a practicing Certified Financial Planner®.
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