The Successful Retirement Academy

A Comprehensive A-Z Retirement Education Program And

Blueprint for Canadians to Create A More Secure, Happy Future!

Overview:

The Successful Retirement Academy consists 42 videos totaling 6-hours of in-depth on-demand video training to educate you on critical financial and non-financial retirement concepts and strategies you can use to be confident your retirement will be the best possible.


This practical program is created and taught by Chad Ekren, a veteran financial & retirement educator (bio below) and is designed to help you prepare for a financially secure retirement by minimizing the taxes you will pay, maximizing your income and getting the most from your investments.


You will also learn how to protect your hard-earned money from inflation, taxes and erosion due to possible health care needs. The information you receive will pay dividends for the rest of your life and even your legacy.


WORKBOOKS - Your investment includes two illustrated colour PDF workbook as a valuable reference tool and a record of your progress. This workbook provides an interactive learning experience with informative charts and graphs, as well as examples and questions.


NO SOLICITATION - As this is an educational program, there will be no promotion or solicitation of financial products. Examples and illustrations will be generic, without reference to specific products or services.

Why You Should Take this Training:

By participating, you will know about these important retirement planning issues and more:

  • Determine if you can retire early


  • Integrate your finances with your goals and values


  • Learn how to determine the best time to start CPP and OAS pensions


  • Use tax laws for retirees to your advantage


  • Optimize your investments to reduce fees and to achieve proper diversification


  • Ask the right questions when evaluating insurance coverage


  • Discover how to maximize your income without unnecessary financial risk


  • Ensure your written estate plan truly matches your desired wishes


  • What the non-financial aspects of retirement are and why they are important to your happiness

Important Topics Covered Include:

CLARIFY VISION


A Successful Retirement is so much more than accumulating enough assets and income to be financially secure. Having a compelling Purpose is equally critical.


Planning for both the financial and non-financial aspects of retirement is key to your happiness.


Your Retirement Life Goal is about replacing the satisfactions (needs and skills) from work in your leisure activities in "Re-Tirement."

KEY TAKEAWAYS:


  • You'll be challenged with the idea that you may be wealthier than you realize. This could help remove limiting beliefs and allow you to accomplish more in retirement.


  • You'll learn the 5 Great Goals of Retirement that will help you clarify your own retirement vision.


  • You'll understand why you may want to start spelling retire with a "dash"......Re-tire!


  • You'll know why having your own retirement Integrated Ecosystem can significantly improve and simplify your affairs.

PRESERVE WEALTH


Healthcare Planning is about preparing for the unexpected. Do you (or will you) have enough cash or liquid assets on hand to pay for medical treatments or services? Perhaps you need to consider insuring these risks?


Your "Human Capital" is generally highest in the years leading up to retirement. Your current retirement plan could be drastically impacted with the premature death or disability of the key income earner(s).

KEY TAKEAWAYS


  • You'll know the key questions to ask in assessing your health care risks.



  • You'll learn the basics about disability insurance coverage, critical illness and long term care insurance.



  • You'll understand how you can possibly use life insurance to protect your income and cover your estate tax.

MINIMIZE TAX


Proper tax planning generally makes a larger financial impact during your retirement years than it does during your working years.



Learn how Canada's progressive tax system works and how you can pay less tax on your income and future estate.

KEY TAKEAWAYS:


  • You'll know the 4 buckets approach to taxation.


  • You'll know the different tax rates for the various investment and pension incomes you will receive.


  • You'll know considerations about converting RRSPs to RRIFs.


  • You'll know a tax friendly way to withdraw your retirement income.

MAXIMIZE RETIREMENT (LIFESTYLE & INCOME)


Your family will likely have 6-10 income sources in retirement. When should you start drawing on these different incomes?


There are 4 costly mistakes you need to be aware of before choosing when to begin your government benefits (CPP & OAS), RRSPs and private pension plan.

KEY TAKEAWAYS:


  • You'll know what incomes you can receive in retirement.


  • You'll know the true value of Canada's government pensions and the mistakes you need to avoid.


  • You'll know how to utilize all of your assets to maximize your income and/or financially help your loved ones.

OPTIMIZE INVESTMENTS


The key to Successful Investing is to have an owner mindset, similar to being a home owner. Yet, investing in the "stock market" may cause you anxiety, especially as you approach retirement. This anxiety can be overcome when you understand and employ 3 key Behavioural Principles and Practices.


Asset allocation is the percentage of your investments allocated into equities (stocks) versus fixed income (bonds), and this allocation decision ultimately determines the long-term rate of return you will receive on your money.


You need to earn a rate of return that will, at minimum, cover the cost of inflation and taxation. Therefore, your investment decisions should be based on your Required Rate of Return rather than on your emotions.


KEY TAKEAWAYS


  • You'll understand what your greatest risk is in retirement and why having a Good Night's Sleep Strategy will help protect against this risk.



  • You'll learn the 8 Big Investment Mistakes that most investors are prone to making and what you can do to avoid them.



  • You'll know the pro's and con's of Mutual Funds, Segregated Funds, Exchange Traded Funds (ETFs), Separately Managed Accounts (SMAs) and Do It Yourself (DIY) investing.



  • You'll gain the knowledge required to enjoy a much better investment experience, both financially and emotionally.

DESIGN LEGACY


Estate planning is a subject you may not be comfortable discussing or even thinking about. It's a topic that's easy to ignore or put off until another day,


Unfortunately, ignoring this important topic can be costly, both emotionally and financially to you and those you love.


Fortunately, you can learn what you need to do to avoid needless taxation, family conflict, delays in settling your estate, costly legal battles, and loss of control of your family assets (including your cottage, business, or farm).

KEY TAKEAWAYS



  • You'll develop a good general knowledge of what goes into an estate plan.


  • You'll learn what probate is and how you can possibly avoid it.


  • You'll appreciate the importance of having a will, power of attorney, representation agreement (health directive) and who to choose as your executor or trustee.


  • You'll know how to reduce taxes and probate fees.


  • You'll know the potentially high cost of dying without a will.

What Others Are Saying About This Practical Training...

I was impressed by the whole course.


I learned that there were many different topics that needed attention in planning for retirement.


If you're thinking about attending the training, just go, it will be worth your time.


Malcolm Gillis

Chad is an awesome communicator.


He simplified everything so we could understand things better.


We learned that we were missing important pieces and that we needed help with our retirement to make it secure.


Fred & Linda Giles

The biggest benefit of attending the course was realizing we needed a cohesive plan that not only provided security but minimized taxes.


We also learned about life insurance being an asset as well as protection.


It was very informal and comfortable right from the start.


I would say to anybody just take the seminar to see for yourself.


Gord Ackerman

Instructor:

Chad Ekren is a veteran Financial Educator who has been teaching Retirement Education workshops to the general public since 1995.


He has also educated employees of many organizations including school boards, engineering firms, hospital unions, local city municipalities and several other public and private corporations. In addition, Chad co-hosted 208 weekly live radio shows, Managing Your Wealth, on 600 AM radio in Vancouver.


Chad is the creator of the Successful Retirement Academy™ a comprehensive training program designed to empower Canadians with the knowledge to make well informed decisions regarding their retirement plans.


In addition to the financial aspects of retirement, Chad teaches the non-financial side of retirement to help individuals maximize their "Return on Life". To be truly happy in your retirement, you need to identify your life goals and then integrate these into your financial plan.


For the past 27 years Chad has helped hundreds of Canadians successfully retire. By following his in-depth retirement education and planning, you too can improve your own financial security for a purpose-filled retirement and a “bless now” form of legacy.


Chad earned his Bachelor of Commerce degree from the University of British Columbia and is a practicing Certified Financial Planner®.

Copyright © 2020 SRA Successful Retirement Academy. All rights reserved. Privacy Policy | Disclaimer

Legal & Disclaimers


This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is Not endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.